Flex-Term Certificate | Earn a Great Rate with Term Options
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Farmers Insurance Federal Credit Union

Routing Number: 322077795

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Flex-Term Certificate

Lock In Up To 5.00% APY

Earn up to
5.00% APY*

An industry-leading yield.

You choose
the term

Short or long, it's up to you.

$1,000
minimum deposit

No maximum amount.

Open Account

Are interest rates going to go up or down? Our new Flex-Term Certificate prepares you for either scenario. You get industry-leading earnings of up to 5.00% APY, and you control the term. 

Capitalize on today’s high 5.00% APY by opening a 3, 6, 9, or 12 month term Certificate.

Think interest rates are going to drop? Beat the market by locking in an impressive 4.50% APY for a 18, 24, 36, 48, or 60 month term.  

 

Flex-Term Certificate details:

  • Earn 5.00% APY with a 3, 6, 9, or 12 month term
  • Earn 4.50% APY with a 18, 24, 36, 48, or 60 month term 
  • Minimum $1,000 deposit

No matter which term you choose, you get an impressive yield month after month after month. With control, high earnings, and safety combined in one Certificate, you’re ready for the future, no matter what it brings.

The Flex-Term Certificate is just one more way we’re here for you. But remember: this offer is available for a limited time. So don’t wait!

Open Account

 

Limited Time Offer Flex-Term Share Certificate available on new Certificates. The following terms are available as follows: 1) 3 months, 6 months, 9 months, and 12 months. This is a promotional yield of 5.00% APY; Annual Percentage Yield (APY) is calculated on a 4.89% base rate;  2) 18 months, 24 months, 36 months, 48 months, and 60 months, this is a promotional yield of 4.50% APY;  Annual Percentage Yield (APY) is calculated on a 4.41% base rate. Yields are subject to change without notice. “Flex-Term” Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., “Direct Deposit Bonus” and “Jumbo Certificate” increased rates. $1,000.00 minimum balance, regular Share Certificate requirement on a 365-day basis compounding monthly or at account closure. IRA Share Certificates with a 12-month term or greater qualify for this promotion. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The Flex-Term promotional Certificate will automatically roll over to the same term as the Flex-Term period selected at the time of opening at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions. 

*APY = Annual Percentage Yield. Yields are subject to change at any time. Early withdrawal penalty and fees could reduce the earnings on an account.

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